Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Financial Confidence: The Gift that Keeps on Giving Gift-giving is an important and cherished part of the holiday season for people around the world. Be My Beneficiary Financial planning for couples. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.